Jason Metz | Business Insurance

The article “Workers’ Comp In New York: What You Need To Know” by Jason Metz in Business Insurance provides a comprehensive overview of workers’ compensation in New York State. This covers medical care, lost wages, and other benefits for employees who become sick or injured due to their job. Key points include:

Medical benefits under New York’s workers’ comp law cover a range of treatments including medical and dental care, surgery, optometry, and necessary medications. Health care providers must be authorized by the workers compensation board, except in emergencies.
Lost wages are compensated if the injury or illness results in more than seven days of absence from work or reduced working hours.

In the event of a work-related death, the worker’s family receives weekly cash benefits based on two-thirds of the worker’s average weekly wage from the previous year, along with funeral expenses.
Employees must report work-related injuries or illnesses to their employer within 30 days to qualify for benefits. They should also file a claim with the Workers’ Compensation Board, providing details about their employer, wages, other employment, and initial medical treatment.

The law covers a wide range of employees including part-time, full-time, temporary, seasonal, casual, and even unpaid workers like volunteers and family members. Employers must ensure correct employee classification to avoid increased insurance premiums.

This summary provides an essential understanding of workers’ compensation laws and processes in New York.

Don’t let work-related injuries or accidents put your life on hold! Despite safety measures in place, mishaps can still occur. At McIntyre, Donohue, Accardi, Salmonson, & Riordan, LLP, we understand the complexities of workers’ compensation, and we’re here to champion your case.

With our expert legal team by your side, you can focus on recovery while we fight for your rights. Ready to take control? Give us a call at 866.557.7500.

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Source: Jason Metz | Business Insurance – “Workers’ Comp in New York: What You Need to Know”