As a general statement, we recommend not applying for Social Security Disability Benefits until you have been out of work for six months. At that point, if you have been gainfully employed for sufficient years and at sufficient funds, you may be considered eligible for SSDB. Your disability has to be severe enough to meet the criteria of the Social Security Administration, and we will advise you of your likely eligibility and potential for success in your claim.
If your claim is successful, you will become eligible for monthly cash payments and members of your family may also qualify. After two years of payments, you will also qualify for Medicare health insurance benefits.
Remember that your period of disability (out of work), must be expected to last at least 12 months, for your claim to be viable.